Garrick Straub

We have been serving the Northern Kentucky and Greater Cincinnati Region since 2007 with personal, local service. Our team of warm and knowledgeable insurance professionals are always looking for ways to help in the community, such as Hosea House, The Children's home of NKY, and YMCA.

How do you like to shop for Auto Insurance? Email, no problem! Phone, shoot us a call? Text? Or, we are meeting our customers face to face by appointment only.

We are always available, 24/7

• Highland Heights, offering Car Insurance, Renters Insurance, Home Insurance, Boat Insurance

• Cold Spring, offering Car Insurance, Financial Services, Renters Insurance, Small Business Insurance

• Northern Kentucky, Cincinnati, offering Motorcycle Insurance, Car Insurance, Renters Insurance

• Former Treasurer NKY NAIFA

• Five Time Ambassador Travel Qualifier

• Campbell County State Farm Agent since 2007

• Local Youth Soccer/Flag Football Coach

• Florence KY

• 2008 Pride Ring Recipient

• Western Kentucky University, B.A., M.A.

• Performer with Union Community Theater

• Focusing on Downtown Cincinnati Ohio / Over the Rhine

• Life Insurance Needs Based Review

• Free Auto Insurance Quotes

  🎃 Fall Fun & Local Events October means fall festivals, pumpkin patches, and community events across Kentucky! 🎃 I’m Garrick Straub, your local State Farm Agent in Cold Spring, proud to serve our community and help local families with auto, home, renters, and life insurance. Stop by or contact us today!

  👻 Insure Your “Boo” October is here, and Halloween is around the corner! 🎃 It’s a great reminder to insure your “boo” and the people you love. I’m [insert name], your local State Farm Agent in Highland Heights Kentucky, here to help with life insurance options for your needs and budget. ❤️

  🏈 Football + Fall in Cincinnati Fall colors and football make October a great time in Cold Spring 🏈🍁 We’re proud to cheer on the Bengals. I’m Garrick Straub, your local State Farm Agent, here to help with your auto, home, renters, and life insurance needs. Go Bengals!

What auto insurance should I have for a teenage driver?

Adding a teen driver is a good time to review the entire household policy. The right coverage depends on the drivers, vehicles, usage, and household circumstances. Families should also review liability limits and uninsured/underinsured motorist coverage because a serious accident involving a young driver can create significant financial exposure. We can explain available discounts and help you review the household's overall protection.

Can I save money on auto insurance without reducing important coverage?

Often, yes. Savings may come from discounts, bundling, deductibles, vehicle usage, driver information, and other rating factors. The important thing is to avoid saving money by unintentionally removing coverage you may need after an accident. We prefer to review the whole policy and show you where savings may be available while keeping the protection appropriate for your situation.

Should I carry higher liability limits than the Kentucky minimum?

For many drivers, higher liability limits are worth considering. If you cause an accident that results in serious injuries or significant property damage, the financial exposure can quickly exceed state minimum limits. Higher limits can provide more protection for your income and assets. We can quote different liability levels so you can see the difference and decide what makes sense for your household.